Pushpinder Puri 
The first time a well-meaning parent gives thought to saving for their child’s future, the numbers simply don’t add up. A year of post-secondary tuition. A laptop. Rent. Books. Transit. Food. It all adds up too fast. And then comes the creeping question: “Where do I even start?” You could open a simple savings account, … Read more
Setting the Stage Parents understand that education is not a cost — it’s an investment. And school fees, books, extracurriculars, tutoring — it adds up fast. But beyond the dollars, there’s the legal side: the obligations enshrined in laws and policies that determine how parents support their children’s learning from kindergarten to college. This article … Read more
Let’s be honest — saving for your child’s future feels overwhelming. Bills, groceries, and the never-ending list of school needs. Then someone tells you about an RESP, and you’re like, “One more thing I’m behind on.” But here’s the thing — it’s not about perfection. It’s about starting. Even $20 a month says, “I’m showing … Read more
No family should have to choose between groceries and tuition. But for many Canadians, that’s the financial reality of sending a child to school. The stress hits early—from parents unsure where to turn to students overwhelmed with deadlines, red tape, and fine print. But when you understand the financial aid landscape, from student loans to … Read more
Economists, employers, and everyday families have long debated the value of a college degree. Is the price of college worth the long-term financial gain? In this time of mounting tuition and student loan debt, it’s a question worth considering. However, despite those costs, studies and real-world trends have continued to demonstrate that college graduates often earn significantly more … Read more
“We planned for tuition. Not for everything else.” Ravi (a father with two high school-aged kids in Surrey, B.C.) mentioned this to us when we spoke about his financial plan for the next year or two. He was like most parents who thought saving for post-secondary education was just saving money for tuition, when he … Read more
A Registered Education Savings Plan (RESP) is an important financial tool in Canada that allows parents, grandparents, or other relatives to save money for a child’s post-secondary education. With the depreciation of the dollar, an RESP gives the chance to save on the cost of education, including tax exemptions. In this blog, we will explore the … Read more
In Canada, planning for the security of your child’s future generally starts with assuring that his post-secondary education will be provided for. It is not surprising that most parents find ways to finance this now very expensive post-secondary education with insurance policies and saving plans. So, which insurance policy would be more useful in planning … Read more
There is an important goal for many Canadian parents: to plan a child’s education. Among the best tools for that is a Registered Education Savings Plan, or RESP. In addition to allowing savings to grow tax-free, they also carry government grants for post-secondary education. Of course, not everything goes according to plan. Sometimes, the problem … Read more
Balancing education, personal life, and finances is not easy for students in Canada. Under academic pressures, finance planning usually falls behind; therefore, there would be potential stress later. Setting financial goals gives the power to manage finances well, minimize debt, and set up a base of financial independence. This blog looks into the significance of … Read more